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NEW QUESTION: 1
Which of the following is best defined as a benefit plan that uses an actuarial formula to calculate the contribution amount needed to reach a predetermined benefit amount at retirement?
A. Money purchase plan
B. Target benefit plan
C. Profit sharing plan
D. 401(k) plan
Answer: B
Explanation:
Explanation/Reference:
Answer option D is correct.
The target benefit plan uses a predetermined amount, or target amount, to calculate contributions needed to reach the amount by a given date of anticipated retirement.
Answer option A is incorrect. A money purchase plan uses a fixed percentage of employee earnings to defer compensation.
Answer option C is incorrect. A 401(k) plan allows contribution from employees and employers.
Answer option D is incorrect. A profit sharing plan makes contributions based on a percentage of employer earnings each year.
Reference: Professional in Human Resources Certification Study Guide, Sybex, ISBN: 978-0-470-43096-5.
Chapter Six: Total Rewards. Official PHR and SPHR Certification Guide, HR Certification Institute, ISBN:
978-1-586-44149-4, Section III, The US Body of Knowledge.
Chapter: Compensation and Benefits
Objective: Total Rewards Defined
NEW QUESTION: 2
When using Probe, when you want to add GPS: Mode select the default "NMEA", COM port must be fixed to select "COM 4".
A. True
B. False
Answer: B
NEW QUESTION: 3
Which of the following items is NOT primarily used to ensure integrity?
A. Hashing Algorithms
B. Redundant Array of Inexpensive Disks (RAID) system
C. Cyclic Redundancy Check (CRC)
D. The Biba Security model
Answer: B
Explanation:
Explanation/Reference:
Explanation:
RAID can be used for fault tolerance, but it does not provide integrity.
Incorrect Answers:
A: Cyclic redundancy checks (CRCs) act as an integrity tool.
C: Hash totals act as an integrity tool.
D: The Biba integrity security model focuses on integrity.
References:
Stewart, James M., Ed Tittel, and Mike Chapple, CISSP: Certified Information Systems Security Professional Study Guide, 5th Edition, Sybex, Indianapolis, 2011, p. 171