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NEW QUESTION: 1
Brian is single and 32 years old. He is employed as a buyer for a large sporting goods retail chain and
participates in an employer-matched 401(k) plan. He remembers hearing about the benefits of passively
managed portfolios in a college investments course he took. Therefore, he is directing 100% of his 401(k)
monies into an S&P 500 Index fund. He has also been investing all of his discretionary income into a
regular account with the same S&P 500 Index fund. Brian's goal is to retire no later than his 55th birthday.
Is this the best investment strategy for him?
A. Yes. Because index funds are passively managed, they don't have as high a turnover rate, and lower
turnover rates result in lower tax bills for the investor. Brian gets diversification and a lower tax bill.
B. No. The S&P 500 Index consists only of large, domestic stocks, so Brian isn't as diversified as he could
be, and his investments may not grow fast enough for him to retire on his 55th birthday.
C. Both A and B are reasons that Brian's strategy is the best strategy for him.
D. Yes. He is investing in a diversified portfolio of stocks that is passively managed, so he isn't having to
pay big management fees.
Answer: B
Explanation:
No, investing all of his retirement savings and all his discretionary income into the same S&P
5 00 Index fund is not the best strategy for Brian because the S&P 500 Index consists only of large
domestic stocks, so Brian isn't as diversified as he could be, and his investments may not grow fast
enough for him to retire on his 55th birthday. Although the S&P 500 Index fund is passively managed,
which results in lower management fees and lower tax bills, Brian could spread his money among other
index funds that offer these same benefits as well. For example, he could invest in a small cap index fund,
a mid-cap index fund, and even a foreign stock index fund, such as an EAFE Index fund. This would give
him even more diversification potential, and since the stocks in which these funds invest are a bit riskier,
the funds offer a higher expected return, which should advance him toward his retirement goal more
quickly. Brian's investment horizon is sufficiently long for him to be able to handle the risk. Furthermore,
investing all of one's money in a single fund-even a single S&P 500 Index fund-isn't the best strategy,
especially if one has a lot of money to invest as Brian does. Not all S&P 500 Index funds perform equally
well.
NEW QUESTION: 2
A custom Visualforce component. All custom component definitions must be wrapped inside a single
<apex:component> tag.
A. apex:component
B. apex:commandLink
C. apex:dataTable
D. apex:includeScript
Answer: A
NEW QUESTION: 3
You use shared storage in an SAP HANA distributed landscape. Which of the following can all nodes
access?
Note: There are 2 correct answers to this question.
A. The Solution Manager Diagnostics Agent
B. THE SAP Host Agent
C. The SAP HANA binaries
D. The Data and Log volumes
Answer: C,D